Gran Canaria Insurance: Civil Liability Cover Gives You Peace Of Mind

Gran Canaria Insurance: Caser Expats have your civil liability covered

The Gran Canaria lifestyle is all about being outdoors and enjoying the gifts that island life gives us every day.

Those beautiful surf waves, the spectacular walking trails, the stunning highland roads; it’s hard to live in Gran Canaria and not have a hobby that involves making the most out of the sunshine.

Whether you surf, drive a motorbike, or just hike with your dog, you want to do it knowing that any accidents are covered by insurance. And also that anything that happens at home while you are out enjoying yourself is also covered.

Now, health insurance makes sure that you are protected, but what happens in the event of an accident involving other people, or a boiler failure when you are on the beach?

An innocent mistake or mishap can end up costing a fortune if property is damaged or a third party gets injured because of something you do. Court costs and damages add up fast!

Civil liability insurance covers you for exactly this sort of event and gives you and your family complete peace of mind.

Caser Expats Civil Liability Insurance

In Gran Canaria, Caser Expats offer a tailored civil liability insurance policy that covers the needs of foreign residents on the island. A Caser policy insures you against the cost of any accident you are involved in and protects you and your family from court costs and damages.

CaExpatsarts insurance covers the following….

  • All costs associated with your non-professional activities, including outdoor sports, in the case of your actions causing damage or injury to a third party or their possessions.
  • All costs associated with the actions of your pets.
  • All costs associated with water damage to third party property (a common problem in Gran Canaria due to the effects of the highly mineralized tap water on pipes, boilers and washing machines).
  • All costs associated with a fire or explosion in your rented property.
  • Protection against the costs of a wide range of common accidents and mishaps such as food poisoning, falling antennas.
  • All court case costs resulting from a third party claim for damages.

To contact Caser Expats for a free civil liability insurance quote, just contact Nayra from Caser Expats and she will be in touch with you within a day. 

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How To Save Up To 50% On Your Gran Canaria Car Insurance

 

Expats get up to 50% off their Gran Canaria car insurance

Expats get up to 50% off Gran Canaria car insurance

International residents get up to 50% off their Gran Canaria car insurance with expat car insurance from Caser Expat.

Caser Expat Insurance now has offices in Gran Canaria (in Las Palmas and San Fernando), and resident English-speaking brokers.

The discount isn’t a one-off offer. Caser has analysed expat driving skills and insurance claims and found that they are a low-risk group and shouldn’t have to pay full whack for car insurance.

Along with the discount, you also get the huge benefits of an English-speaking broker based in Gran Canaria, and 24-hour English language assistance. Read More


Save 20% On Gran Canaria Home Insurance In 30 Seconds

Expats in Gran Canaria get up to 20% off their home insurance

Expats in Gran Canaria get up to 20% off their home insurance

If you live in an apartment block or communidad in Gran Canaria, home insurance that covers damage to third parties is essential.

A burst water pipe or electrical fault can cause thousands of Euros of damage to other flats, often before you know there’s a problem.

And while we don’t get much bad weather, when it does rain the damp has a habit of sneaking under the roof.

The mess takes ages to sort out and can cost a fortune. Read More


How To Change Your Gran Canaria Insurance Company

Changing Gran Canaria insurance company

Changing Gran Canaria insurance company: It’s simply about the timing

Changing Gran Canaria insurance company is simple. Just make sure you get the timing right.

Most policies all over Spain are annual and you have to notify your current insurer at least a month in advance of the end of the contract. Otherwise, they just renew the policy automatically and the first you know about it is that the money disappears from your account.

By then, it’s too late and you have to wait another year to cancel the policy.

Changing Gran Canaria insurance

Print out the form attached to this article, then either take it to your insurance company’s office and get it signed, stamped and approved, or fax (really) it to your insurer. Some companies also accept forms sent as a scan via email.

Now you’re free (once you have confirmation) to sign up to a new insurance company.

Before you do, read our essential Gran Canaria insurance tips. Read More


NEW: Gran Canaria Resident Insurance From Caser Expats

Discount Gran Canaria resident insurance

Discount Gran Canaria resident insurance

Caser Expat Insurance is now open in Gran Canaria. It’s Gran Canaria resident insurance is  designed specifically for residents who live or work on the island.

This brings great value insurance deals, like 50% off expat car insurance and 20% off home insurance, to Gran Canaria’s foreign residents for the first time.

Read More


Gran Canaria Health Insurance For Expats

Gran Canaria health insurance guide

 

Why do we recommend getting private Gran Canaria health insurance when the Spanish National Health Service is often named as one of the best in the world?

Emergency health care on Gran Canaria is excellent and if you have an urgent medical problem or serious illness, the state health system is fast and efficient.

However, the Spanish healthcare system isn’t quite as good at prompt diagnosis and treatment of chronic problems such as backache, minor illnesses, injury recovery, etc.

It’s fantastic in an emergency, but plodding afterwards.

Waiting lists for specialists can be months long and many locals people skip the queue by paying to see a private specialist (often the same doctor). Read More


Gran Canaria Business Insurance With English-Speaking Brokers

Gran Canaria business insurance makes sure that your are protected from the unexpected

Gran Canaria business insurance makes sure that your are protected from the unexpected

If you’re moving to Gran Canaria and plan to open a business, or you are already a business owner in Gran Canaria, then you need business insurance.

Caser Expat now offers Gran Canaria business insurance to all Gran Canaria residents via its resident brokers Nayra and Victor.

Insuring your business with Caser Expats has a couple of huge benefits. Read More


One Guru’s Gran Canaria Car Insurance Nightmare

Don't fall into the bar Gran Canaria car insurance trap

Gran Canaria car insurance: Don’t fall into the bar car insurance trap in Gran Canaria

Alex Bramwell: We bought a second-hand car in Gran Canaria over 10 years ago. A Ford Focus in fetching sky blue. 

It’s got the standard Las Palmas dents and scrapes, but has never given us any serious gip.

But 15 months ago, someone bumped into it while it was parked by our house. Luckily they were honest and the insurance companies moved in.

Insurance that you pay for twice?

Read More