If you love hiking in the Gran Canaria highlands, the Federación Canaria de Montañiso (Canarian Hill-Walking Federation) offers an annual insurance policy for just €25.
It’s an excellent way of covering the risks of walking, climbing and trail running. The insurance covers death, serious injury resulting in paralysis, medivac costs and medical costs associated with a mountain-sport injury.
It’s a bit fiddly to get, but worthwhile if you do lots of walking or outdoor sports.
The insurance is organised by the FCM but is issued by associated walking clubs all over Gran Canaria. There’s a list of them on the FCM website.
The easiest way to get the insurance is to track down your local walking club and ask them about signing up and getting the insurance.
Any club can organise the insurance for you (except in August, when the whole federation goes on holiday). Most charge a few euros on top of the €25 to cover the costs.
The Las Palmas workaround
The Perojo walking gear shop on Perojo Street has its own walking club so it can do the insurance for you on the spot. You can even pay by card.
Arista Eventos has moved from Calle Lepanto to an industrial estate up by Siete Palmas. It also has a club and can handle walking insurance on the spot.
What to do if you have an accident
The policy covers the costs of emergency evacuation and hospital treatment in any hospital if you have a life-threatening injury.
If your injury is serious but not life threatening (broken arm, etc), call 902 108 509 and the insurance company will tell you how to get to the nearest clinic participating clinic. You’re not covered unless you go to the right centre.
After you have an accident, download the accident report, fill it in, get it stamped by your walking club, and send it to firstname.lastname@example.org within seven days. You also need to send a copy of your license card.
The FCM insurance policy is available here (in Spanish).
This insurance policy runs from January to December so sign up early in the year for maximum cover.
It’s a faff, but it could well save your bacon if you have a serious accident in the Gran Canaria countryside.
For more info on insurance in Gran Canaria, visit our insurance section.